Why Do I Need Renters Insurance in Daytona Beach, FL?
All too often, life is defined by the unexpected—especially if you live in rental property. What are your neighbors doing upstairs? What was that loud BANG! from the next-door apartment? You can’t control or predict what neighbors do. Neither can you direct the weather nor prevent every possible mishap. Accidental fires or other kinds of accidents and disasters strike can strike anyone, anytime. And sometimes even the most stringent precautions won’t prevent you from being targeted by vandals and/or thieves.
That’s why renters insurance is critical to protecting your assets. Your landlord probably maintains some type of tenant insurance, but this coverage is bare-bones and will reimburse you for almost nothing—if that. Without a doubt, landlord insurance provides zero reimbursements for your personal stuff.
Your Stuff Might Be Worth More Than You Think
Because you’re a renter and not a homeowner, you might believe you don’t need renters insurance; you simply don’t have enough assets—or so you believe. For most people, this simply isn’t true. Unfortunately, many renters simply don’t realize how much they stand to lose.
For example, the average tenant owns more than $35,000 worth of personal possessions, most of them kept in the rental unit. And $35,000 is an average. Many tenants own significantly more, others own substantially less. And it’s a given that landlord insurance won’t cover any of your possessions.
If an unexpected disaster destroyed all your stuff, do you have $35,000 in liquid assets to buy replacements? What about $20,000 or $25,000 in cash? How about $50,000 or more in cash?
If you answered "no" to these hypotheticals, it’s time to buy renters insurance or maybe, to increase your coverage amounts!
What is Excluded from My Insurance Policy?
- Earthquakes and mudslides
- Natural deterioration and neglect
- Bird, rodent, insect, and domesticated animal damage
Contact Southeast Insurance Agency, Inc. for a Free Daytona Beach, FL Renters Insurance Quote
Shield your assets against the unforeseen with renters insurance from Southeast Insurance Agency, Inc. As an independent Florida insurance agent in Daytona Beach, FL, we offer free, comparative quotes on renters insurance from multiple carriers, meaning you’ll get the best possible rates. No more shopping around; let us be your last stop shop for insurance comparison shopping. If you’re ready to see how much Southeast Insurance Agency, Inc. can save you on renters insurance, call today at (386) 258-9998!